Terms & Conditions

Last updated: 5 November 2026

This website, www.pefsinstitute.com, is run by Palak Education and Financial Services (PEFS), #124, Bathindian Street, Near Shiv Mandir, Nabha, District Patiala, Punjab 147201. PEFS runs two units: PEFS Commerce Classes and PEFS Sarkaari Naukri Classes. By using this website you agree to these terms.

1. Information on this website

We share course details, exam notifications, syllabus, exam patterns and daily current affairs to help students prepare. We check this information carefully, but recruitment boards and exam bodies can change dates, rules and patterns at any time. Always confirm with the official notification or website of the recruiting body before applying. PEFS is a coaching institute and is not connected with any recruiting body or government department.

2. Courses, fees and admission

Course fees, batch timings and seat availability are shared on call, on WhatsApp or at our centre. Admission is confirmed only after the fee is paid and a receipt is issued by PEFS. Scholarships and discounts are given as per the scheme announced for that session.

3. Our study material

All notes, current affairs documents, tests, videos, photos and other material on this website or shared by PEFS belong to PEFS. You may read and use them for your own study. You may not copy, sell, upload, forward in groups or share them with others without written permission from PEFS. Paid material carries the buyer's name and phone number, and misuse may lead to access being stopped without refund.

4. Results and reviews

Results, marks and photos of students shown on this website are real and are shown with permission. Past results do not guarantee the same result for every student; success depends on each student's own effort.

5. Links to other websites

This website links to YouTube, Instagram, Telegram, WhatsApp, Google and official exam websites. PEFS is not responsible for the content or policies of those websites.

6. Changes to these terms

PEFS may update these terms from time to time. The latest version will always be on this page.

7. Contact

For any question about these terms, call 82644 43099 or 98141 73099, WhatsApp us on 82644 43099, or visit our centre at #124, Bathindian Street, Nabha. Any dispute is subject to the jurisdiction of courts in Patiala, Punjab.